Animal Crossing: New Horizons – Money Making Guide

Animal Crossing: New Horizons - Money Making Guide
Animal Crossing: New Horizons - Money Making Guide

This portion of the guide breaks down how to make money (bells) in Animal Crossing: New Horizons. Master Bell Farming with these tips and tricks in our comprehensive Money Making Guide.

Money Rocks

Money Rocks have been a staple of Animal Crossing since the beginning and Animal Crossing: New Horizons is no different based on what we’ve seen so far.

Once a day, a random rock in your town will become a money rock, and if you hit it with a Shovel, bells will pop out – up to 16,100 a day in Animal Crossing: New Leaf, depending on how many whacks with the shovel you give it. You’ll have to hit the rock with several successive hits to make the most money come out, and every time you hit the rock, the force of your shovel will knock you backwards a little bit, meaning you’ll lose a little bit of time moving closer to the rock to hit it again and lessening your chances at a maximum payoff.

Dig three (or more) holes behind you, acting like a wall and you won’t get knocked back as much, and you leave as much room as possible for money to fall. You can also dig two holes in a corner, hitting the rock in a diagonal way as shown in the picture below. Better yet, plant Bushes in those same locations for a more permanent solution. Any of these make it easy to get 16,100 bells.

Gems and Gem Rocks

While you’re wandering around your village looking for your money rock, you might come across a rock that shatters when you hit it with your shovel. When it breaks, a gem will pop out that will be worth up to 4,000 bells! The list of gems and values is as follows:

  • Amethyst (2,000 bells)
  • Emerald (2,000 bells)
  • Ruby (2,000 bells)
  • Sapphire (2,000 bells)
  • Silver (3,000 bells)
  • Gold (4,000 bells)

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